There really is no such thing as a no cost mortgage loan. There are always costs depending on whether the loan is a purchase or a refinance. The term no cost actually means that your lender is paying the costs of the loan. All a no cost loan means is that there is no cost to you, the borrower.

If you’re preparing for a home inspection in 2025, be prepared. There are several steps to take before, during, and after the home inspection. Being aware of these steps and the new rules around them for Spring 2025 can make the difference between a smooth process and a chaotic mess. In this article, we will discuss preparation for a home inspection and make sure your home inspection questions are answered.