There really is no such thing as a no cost mortgage loan. There are always costs depending on whether the loan is a purchase or a refinance. The term no cost actually means that your lender is paying the costs of the loan. All a no cost loan means is that there is no cost to you, the borrower.

Office space costs are usually a company’s second or third largest expense. Lowering office space costs will significantly impact a firm’s profitability. In this article, we present seven cost-saving tips for firms considering a relocation or lease renegotiation.